FAQ
Frequently asked questions
Short answers about best car insurance for college students. Each links to the guide that covers the question in depth.
All questions
Can I stay on my parents' car insurance in college?
Usually yes while the family home is your permanent address. See parents' policy.
What is the distant student discount?
A reduction for students 100+ miles from home without a car, typically 10–30% of their share. See distant student.
What GPA do I need for the good student discount?
Usually 3.0 or a B average. See good student.
Do I have to change my insurance if I take my car to college?
Update the garaging address; rates may change with the territory. See car at college.
Do I need insurance without a car?
Not if you are on a parent's policy. Otherwise a non-owner policy may make sense. See no car.
Does this site sell insurance?
No. It is an independent reference; quote tools connect you with licensed comparison partners. See the advertising disclosure.