How car insurance works for college students—family policies, student discounts, cars on campus and out-of-state rules.

Glossary term

Named insured

Named insured: The policy owner. Some insurers require a car's title holder to be a named insured.

Where this term matters

Guides and entries on this site that use the term.

Guide

The rules for remaining on a family policy as a college student—permanent address, car ownership, distance—and why it is usually the cheapest option.