Glossary term
Permanent address
Permanent address: The address a student considers home and returns to; usually the family home while a dependent. Determines eligibility to remain on a parent's policy.
Where this term matters
Guides and entries on this site that use the term.
Guide
Staying on Your Parents' Car Insurance in College
The rules for remaining on a family policy as a college student—permanent address, car ownership, distance—and why it is usually the cheapest option.
Guide
Car Insurance for Out-of-State College Students
How insurance works when a student attends college in another state—keeping the home policy, coverage minimums, registration questions, and when a separate policy is needed.
Entry
Out-of-State College Student Car Insurance: Rules and Coverage Guide
Understand out-of-state car insurance rules for college students, including garaging address updates, state minimum liability changes, and multi-state rating rules.