Glossary term
Rating territory
Rating territory: A geographic area with its own base rates. Urban campuses are often higher than suburban homes.
Where this term matters
Guides and entries on this site that use the term.
Guide
Taking a Car to College: Insurance Changes
What changes when a student takes a car to school—garaging address, territory, campus parking risk, comprehensive coverage, and who else may drive it.
Entry
Out-of-State College Student Car Insurance: Rules and Coverage Guide
Understand out-of-state car insurance rules for college students, including garaging address updates, state minimum liability changes, and multi-state rating rules.