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These guides explain what affects the price you will be quoted.
Guide
Staying on Your Parents' Car Insurance in College
The rules for remaining on a family policy as a college student—permanent address, car ownership, distance—and why it is usually the cheapest option.
Guide
The Distant Student Discount
How the distant student (student away at school) discount works: the 100-mile rule, no-car requirement, typical savings, and how to claim it.
Guide
The Good Student Discount in College
How the good student discount works for college students: GPA thresholds, age limits, proof required, typical savings, and part-time or graduate student rules.
Guide
Taking a Car to College: Insurance Changes
What changes when a student takes a car to school—garaging address, territory, campus parking risk, comprehensive coverage, and who else may drive it.