Glossary term
Non-owner policy
Non-owner policy: Liability coverage for a driver without a car. Useful for independent students who borrow cars or want continuous history.
Where this term matters
Guides and entries on this site that use the term.
Guide
Car Insurance for College Students Without a Car
Whether a student without a car needs insurance—driving friends' cars, rentals, car-sharing, non-owner policies—and how to keep coverage history continuous.
Entry
Non-Owner Car Insurance for College Students: When You Need It
Learn when college students without a car need non-owner car insurance to protect against liability, prevent coverage gaps, and cover borrowed vehicles.